October 6th, 2011

214 W Seaview Dr Duck Key, FL 33050

Motivated seller! This lovely Duck Key concrete home is surrounded by mature native landscaping. Peaceful and comfortable 2/1 upstairs with the perfect 1/1 in-law suite downstairs. Large laundry room and separate one car garage. Club Duck Key membership Club has a heated and chilled pool as well as 2 tennis courts and monthly social gatherings. included. Come relax!
Directions: Turn at mile marker 61.5 on to Duck Key Blvd. Continue straight over two bridges. Take the second left after t he brifge onto Barque St. The property is on the corner of Barque and W. Seaview Dr.


KAREN ANGLE
REALTOR®

Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

October 6th, 2011

958 W 105th St Ocean Marathon, FL 33050

Open Water Gem. If you want to come to the Keys to fish, dive or just gaze out at the Atlantic ocean this is the home for you. Built in 2000 direct on the open water with a concrete seawall and fabulous dockage you can be sipping margaritas on your front porch while looking out at the unobstructed ocean views. Move in ready or make it a vacation rental.
Directions: US 1 to MM 53. Turn on 105th St Ocean, then turn right on W. 105th St and go straight to the house on the ocean.


KAREN ANGLE
REALTOR®

Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

May 10th, 2011

3 Items To Look Out For When Receiving A Home Loan Online

The world wide web can be quite a important useful resource for studying the ins and outs of getting a home equity loan. It can also be a terrific place to locate a reliable real estate agent, as long as you are careful not to get caught in an online home equity loan scam.


Look out for subprime lending.

Subprime loaning occurs when a loan provider offers to provide you with a loan for an extremely high rate of interest and adds on high costs. Usually these loans are provided to high risk people that are generally so eager for a loan that they donít spend some time to check around for an organization which will help them despite an undesirable credit history.

Beware of equity stripping.

Equity stripping occurs when a loan is based exclusively on the valuation on the home, and doesnít factor in your power to repay the obligation. The typical result of these loans, is a debtor canít pay it back and the loan provider ultimately ends up getting the home and all of the equity from it.

Beware of aggressive loan providers.

Predatory lenders thrive on creating loan scenarios wherein the buyer is destined to default, therefore losing his home. A lot of the signs that you might be dealing with a fraudulent lender include a broker that will require you to put fictitious information on the loan application, apply for a larger loan than you would like, or sign bare loan documents, saying they are completed later. Make sure that you stay clear of lenders promising one set of conditions when you initially apply after which change the conditions when the time comes to sign or refuse to present you with duplicates of your forms when you have signed. Fraudulent lenders frequently misrepresent the type of credit you happen to be being supplied and fail to provide the neccessary loan disclosures.

There are a lot of good reasons to apply for a home equity loan online. The procedure is quickly, easy, and straightforward, as long as you be sure to stay away from the dangers of dealing with dishonest brokerages.


KAREN ANGLE
REALTOR®
Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

May 10th, 2011

Reasons to think about investing in an oceanfront Home

Reasons to think about investing in a oceanfront Home
Looking for a tropical get- away that doesn’t require a passport? Evaluate the Florida Keys. Extending from close to twelve to fifteen miles to the south of Miami to lower than one hundred miles from Cuba, the Florida Florida Keys provide a multicultural lifestyle and vacation experience to match every spending budget.
Can you really afford a holiday home in the Keys?
As a consequence of price drops within the last few years, The Keys are now one of the better bargains in any Vacation Destination resort region. Mortgage rates are reduced, making financing a property in the Florida Keys a better deal than ever. The opportunity to rent out your Keys house really makes an desirable investment possible.
Purchasing waterfreont property within the Keys has never been much better. It provides the services of the local communityñ restaurants, sight-seeing opportunities, commuter routes, security ñ and the beauty of interacting with nature. The proper residence on the water really can contribute to your mortgage payments.
Waterfront property also is likely to appreciate in value in the long run because of its lasting popularity. Owning a home and then making use of it as a rental is a terrific way to build up value.

Reasons to think about investing in a oceanfront Home

Looking for a tropical get- away that doesn’t require a passport? Evaluate the Florida Keys. Extending from close to twelve to fifteen miles to the south of Miami to lower than one hundred miles from Cuba, the Florida Florida Keys provide a multicultural lifestyle and vacation experience to match every spending budget.

Can you really afford a holiday home in the Keys?

As a consequence of price drops within the last few years, The Keys are now one of the better bargains in any Vacation Destination resort region. Mortgage rates are reduced, making financing a property in the Florida Keys a better deal than ever. The opportunity to rent out your Keys house really makes an desirable investment possible.

Purchasing waterfreont property within the Keys has never been much better. It provides the services of the local communityñ restaurants, sight-seeing opportunities, commuter routes, security ñ and the beauty of interacting with nature. The proper residence on the water really can contribute to your mortgage payments.

Waterfront property also is likely to appreciate in value in the long run because of its lasting popularity. Owning a home and then making use of it as a rental is a terrific way to build up value.


KAREN ANGLE
REALTOR®
Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

»crosslinked«

May 10th, 2011

Two Homes for the price of one! Motivated seller.

Two Homes for the price of one! Motivated seller. These side by side mobile homes can be yours or buy them separately for under 100K. They each have over 4700 sqft of property that can be combined or build two new homes. Live in one and rent the other. See MLS# 552288 & 552289. Each are currently rented for $800/mo.


KAREN ANGLE
REALTOR®
Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

May 10th, 2011

Fl Keys Tranquility Bay Resort shortsale

**SHORTSALE** This is your opportunity to own a piece of paradise in the exclusive Tranquility Bay Resort. Property has two pools, beach, putting green, Tiki Bar, fitness center, Butterfly Cafe Restaurant, and water sports. Unit comes fully furnished with granite counters, stainless appliances, flat screen t.v. and more. Good rental potential.
Directions: US 1 at MM 48.5 Gulfside $299,000


KAREN ANGLE
REALTOR®
Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

April 15th, 2011

Why use a full-time agent compared to a part-time real estate agent

If you’re looking to buy a new residence the agent you choose to work with is actually as significant as the home you decide on. Buyers should interview at the very least 3 real estate agents just before deciding which agent to work with.


Some criteria to work with
a) Is the agent appropriate for me? No one wishes to spend more time with someone they don’t get along with.

b) Precisely what working hours is the agent obtainable. A real estate property financial transaction calls for serious commitment and flexibility so that you can complete the job, Sunday – Saturday 24/7 example : title and loan company questions and answers Monday- Friday 8-5, Inspections and meetings after 5, Saturday and Sunday at the clients convenience.

c) When you are constructing a home most builders will require you be accompanied by your agent when visiting the job site, is the agent able to make the 5 trips, 10 trips ect…

d) Fulltime agents generally fully understand the market place better. They work it 40 plus hours a week in the market so they should know where to find the ” opportunities

e) Legal agreements & paperwork are intense, an agent that fills out the paperwork 20 times every year will likely be better at it then a real estate agent who fills it out just twice per year. Ask the agent The amount of dealings they did during the past year?

f) Ask the agent are you going to participate in the closing & home inspections? If they answer ” I have anther job I am not sure I can” do not make use of this agent even in the event its an associate.

g) If you are marketing your property request a market analysis. Ask the challenging questions and respect the agents who make an attempt to prepare you regarding the market conditions in the area. Any agent can list a property for what the owner thinks it could possibly be worth, but an excellent agent knows the range of what its genuinely worth and will not be afraid to tell you. Preceding you signing with the realtor wait 2 or 3 days call the agent a couple of times and see if they answer straight away or phone you in a reasonable time ( couple of hours ) if they don’t this is a red flag.

Keep in mind a good representative is well rounded they ought to be able offer assistance and money saving recommendations in lots of areas for example insurance, finance, contract negotiation, land purchase and be able to explain all documents including assessment reports. Hopefully after reading this you will take into account why a full time representative is generally a much better choice to help when compared to a part time agent. Your property is one of the greatest investments you will ever make, put a lot of time into choosing a specialist to assist you.


KAREN ANGLE
REALTOR®

Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

April 15th, 2011

Keys Moving Guide and Checklist

Moving Guide and Checklist
This checklist has been carefully designed to help get you organized and ready you’re your upcoming move. 
8 Weeks before move:
___
Look into getting moving and/or storage insurance to cover your items during the move. Begin to get estimates from moving companies. Shop around as much as possible to get the best rate. Remember to be as accurate as possible when giving information for your estimate.
___
If you plan to move yourself, now is the time to reserve a rental truck. Again, it pays to shop around
___
Get estimates for shipping your car.
___
If you are moving overseas, check on possible quarantine and/or vaccination requirements for your pet.
___
If you have small children, be sure to research child care options in your new area. Select and register children for local schools in your new area. Arrange transfer of immunization and records and transcripts.
7 Weeks before move:
___
Make a Moving File to store receipts, records, and important papers related to your move.
___
Check with accountant about which moving expenses are deductible.
___
Begin removing unwanted or unneeded items from your attic, garage, basement, or storage.
___
Plan to donate or sell.
___
Check to make sure you have returned all borrowed items including video rentals and library books.
___
Gather important documents (birth certificates, immunization records, insurance documents, etc..) and place them in a briefcase, strong box, or other secure place to insure that they do not get misplaced during the move.
___
If you’re using a mover, get in touch with your chosen moving company and set a date for the move. Fill out any necessary paperwork, and be sure to get moving insurance if you need it.
6 Weeks before move:
___
Check that your car registration and driver’s license are up to date.
___
You may also need to notify your auto insurance.
___
Make item donations, and collect receipts for tax purposes. Or, try selling your unwanted items online.
___
Have garage sale.
___
Notify your doctor, dentist, veterinarian, accountant, and financial planner of your move and ask for referrals in your new area. Collect records from them.
___
Be sure your medical insurance covers the professionals in your new area.
___Forward or cancel any monthly services, subscriptions, or memberships.
5 Weeks before move:
___
Contact current utility companies to cancel or transfer accounts to lower Keys utilities.
___
Decide where you are going to stay your last night in town after all your items are packed for moving.
___
Make sure you have transportation arrangements for your pet.
4 Weeks before move:
___
Fill out an official change of address with USPS online.
___
Notify all important business and personal contacts of your new address.
___
Fill out changes of address for creditors and magazine subscriptions.
___
Leave a forwarding address with the next owners or tenants of your home if possible.
___
Buy boxes and packing materials if you are moving yourself.
___
Reserve elevator, if necessary, for moving day.
3 Weeks before move:
Start packing! Begin with rooms of the house you don’t use often and finish with the kitchen.
___
Choose a room of the house to serve as a temporary storage area for packed boxes.
___
Make an inventory of important and/or expensive items in your home as you pack. Try to take photographs of these items, if possible. You may need this inventory for insurance purposes in the event items get lost or damaged in the move.
___
Check into storage options for those items you cannot move immediately and may need to store temporarily.
___
Start involving your kids in the move. Make it exciting by having your kids pack some of their own things. Give them their own box to pack. Let them figure out new layouts for their rooms.
___
If you have young children, arrange for a babysitter on moving day. You can concentrate on the move knowing your children are being cared for safely.
2 Weeks before move:
___
Close any local bank accounts and open new ones in your new location. Try to get checks printed with your new address as soon as possible.
___
Drain gas from any gas powered equipment before you pack it up. Try to make disposal arrangements for any oil, gas, old paint cans, or other hazardous substances you will not be able to move, use, or give away.
___
Verify schedules with Realtor.
___
Arrange to have your new home cleaned before movers arrive.
1 Week before move:
___
Make backup copies of important files on your computer before packing it up.
___
Service your car, especially if you’re driving to your new place.
___
Donate food items you don’t consume to a shelter or food bank.
___
Cancel newspapers.
___
Confirm any travel plans or reservations you may have made for moving day (flights, hotel, rental cars, etc.)
___
Confirm arrangements with your moving company.
___
Give plants a loving home
___
Return cable boxes for TV.
Moving week:
___
Be sure to have some cash on hand for the day of the move. You may need it to tip movers, buy snacks, etc. Keep in mind that many businesses do not accept out-of-state checks.
___
Begin cleaning your house. Make sure you defrost your refrigerator and freezer.
___
Pick up your rental truck and any moving equipment you may need (dollies, carts, furniture pads, etc.).
___
Keep your pets confined on the day of the move. Make sure they are in a safe place away from the hubbub of the move with plenty of food and water.
___
When you’re finished, do a final walk-through of your old residence, checking closets, drawers, etc.
___
Turn off all lights, turn off hot water heater, lock all doors and windows.
PACK THESE ITEMS IN A BOX TO GO WITH YOU
___A wall phone.
___Cell phone and charger.
___Extension cords, batteries.
___Tools-hammers, screwdrivers, nails, screws, scotch tape, duct tape, and a tape measure.
___Address book or PDA.
___Suffiencit cash or traveler’s checks.
___Personal ID – driver’s license.
___Cleaning materials-especially paper towels.
___Hand wipes and toilet paper.
___Light bulbs, a small lamp, flashlight.
___Alarm clock.

AT YOUR NEW HOME
___Take doors off hinges, clear paths for movers.
___Have your REALTOR suggest a local food delivery service for lunch/dinner on moving day.
___Make sure you have a cooler of drinks and toilet paper available on moving day
___Check each item off your inventory that movers bring into home
___Send in claims for damages during the move
___Make grocery shopping list for new home
___Test security and smoke alarms
___Obtain local emergency numbers and post them
___Take back rental truck with full tank of gas
___Get a professional to set up appliances (gas, electric or plumbing)
___Change locks on all doors. Call Realtor for locksmith referral.
___Find the right cellular phone service for your needs
___Feng Shui your home
___Go to the DMV for new plates and registration of vehicles
___Get a new propane tank for the grill and fuel for gas-powered tools
___File real estate documents in safe place-copy closing statement for accountant
___Join new homeowners association if there is one
___Buy new plants and flowers
___Throw a house warming party
___Find a new veterinarian, doctor, dentist, hair and nail salons. Again, your Realtor is the best place to head for recommendations.


KAREN ANGLE
REALTOR®

Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

April 15th, 2011

Fl Keys Two Homes for the price of one! Motivated seller

Two Homes for the price of one! Motivated seller. These side by side mobile homes can be yours or buy them separately for under 100K. They each have over 4700 sqft of property that can be combined or build two new homes. Live in one and rent the other. See MLS# 552288 & 552289. Each are currently rented for $800/mo.552290 Residential Active $175,000


KAREN ANGLE
REALTOR®
Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

April 15th, 2011

Marathon Fl Short sale at Tranquility Bay

**SHORTSALE** This is your opportunity to own a piece of paradise in the exclusive Tranquility Bay Resort. Property has two pools, beach, putting green, Tiki Bar, fitness center, Butterfly Cafe Restaurant, and water sports. Unit comes fully furnished with granite counters, stainless appliances, flat screen t.v. and more. Good rental potential.
Directions: US 1 at MM 48.5 Gulfside

$299,000


KAREN ANGLE
REALTOR®

Coldwell Banker Schmitt
11050 Overseas Highway
Marathon Fl, 33050
(305) 289-6504 Business
(305) 731-6219 Cell
(305) 743-7012 Fax
1-800 366-5181 Ext 6504
E-MAIL
www.allfloridakeysrealestate.com

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